Money is Time

Money is Time

Percentages are more useful than numbers for making decisions about time and money.

If you make $10,000 or $1,000,000 and spend 100% of it, the outcome is the same.

No time in the bank.

Money is a store of optionality, which makes it a tool for "making" time.

Life is an incredibly different experience for someone who has 12 months of expenses in the bank vs. 2 weeks.

There are only two ways to change the percentage: make more or spend less.

Money is Time by Visualize Value

"Experience is the comb that nature gives us after we are bald." – Belgian Proverb

Over long periods of time, building and betting can both be positive-sum games.

We are present when we can experience reality without being consumed by what has already been or what might be.

Learning is like climbing an infinite ladder.

We're conditioned to think of a single percentage point as an almost non-consequential gain. In conventional wisdom investing, 1% would be laughed at.

How long it takes to learn something is a better proxy for how valuable something is than how long it takes to do something.

It's comforting to think that hitting a certain target or achieving a definable milestone will bring us lasting comfort.

If you make $10,000 or $1,000,000 and spend 100% of it, the outcome is the same.